What is a Virtual Credit Card?

Are you tired of having to share your actual credit card number every time you make an online purchase? Or perhaps you're a business owner seeking to manage employee expenses. Whatever your situation, a virtual credit card may be the solution for you. So what exactly is a virtual credit card? It is a digital version of a physical credit card that you can use for online transactions. Virtual credit cards work like regular credit cards, but they have a unique card number, and you have complete control over how much that card can spend. If someone gets hold of your virtual credit card number, you can quickly delete it and create a new card.

Why are Virtual Credit Cards useful?

• Virtual credit cards are beneficial for sneaker resellers and others who need to make multiple purchases from the same online store.
• Some online stores limit the number of purchases you can make with a single credit card number, but with a virtual credit card, you can generate a new number for each purchase. Virtual credit cards enable you to bypass those limits and purchase as many items as needed.
• Virtual credit cards are also a great way to control employee spending. You can assign each employee their own virtual credit card with a predefined spending limit and track their transactions in real-time. A virtual credit card ensures employees can make necessary purchases without exceeding the budget.
• Virtual credit cards can protect your real card from leaks (merchant lock / single-use).
• Virtual credit cards can isolate subscriptions and stop surprise rebills.
• Virtual credit cards also simplify bookkeeping (one vendor = one card).

Which companies offer Virtual Credit Cards?

If you want a virtual credit card, you're in luck. Several companies offer virtual credit cards, including American Express, Bill, Capital One, Citi, Stripe, Privacy, and Slash. Some companies provide virtual credit cards as part of their regular products, while others offer standalone virtual credit card services. Consider fees, transaction limits, and security features when choosing a virtual credit card provider. With the right virtual credit card, you can enjoy increased security and control over your online and offline spending. Features vary by provider; some support spend limits and merchant/category controls, while others are mainly for masking your real number.

How can I mass generate Virtual Credit Cards?

If you need to generate virtual credit cards in bulk, consider using a tool like AYCD Profile Builder. AYCD Profile Builder offers mass generation, importing, and deletion from many virtual credit card providers. Instead of creating a card manually from each virtual card provider one by one, make as many as you need with just a few clicks. Manage your virtual credit cards across all of your providers in one place. Streamline your workflow with a virtual credit card generation tool.

What is a Profile?

A profile is a saved set of shipping and billing details. With AYCD Profile Builder, you can create and manage profiles, then use them across Profile Builder account tools. Virtual cards can be added automatically, and profiles can be imported/exported to many popular bot formats. When you need to make changes at scale, you can jig your profiles with powerful mass-edit and jigging tools that let you update multiple profiles in seconds.

What is Profile Jigging?

Many online retailers impose strict purchase limits, such as one item per customer or household, to prevent bulk buying during high-demand drops. Profile jigging enables you to create subtle variations of your base profile, making each one appear unique to the site, while ensuring all orders still ship to your actual address. Common modifications include randomizing names, adding random characters or "Apt #" to addresses, jigging phone numbers, generating unique catch-all emails, and more. With AYCD Profile Builder, you can easily jig individual profiles or apply changes to multiple profiles at once. Save your custom jigging templates to quickly reuse proven techniques on new profiles, saving time and maximizing your success on limited releases.

What Can You Do with AYCD Profile Builder?

• Generate or import virtual cards in bulk after adding provider credentials, including American Express, Bill, Capital One, Citi, Stripe, Privacy, and Slash, and more.

• Set controls during generation (provider-dependent) such as spending limits, reset frequency, nicknames, and card types (single-use, multi-use, subscription, or merchant/category-locked).

• Manage physical + virtual cards in one place, then add cards to new profiles or distribute them across existing billing profiles.

• Create, edit, and mass-update profiles with powerful jigging tools for name, address, phone, email/catch-all formats, and more.

• Build advanced jigging templates/expressions to control how each profile field is generated and reused.

• Import/export billing profiles in multiple formats across 500+ supported programs.

• Fetch order details from popular retailers to view order status, tracking numbers, product info, and total cost from a single dashboard.

How Can I Purchase AYCD Profile Builder?

You can purchase AYCD Profile Builder on our website! Profile Builder is available in the Resell and Ultimate Pass plans. Profile Builder is one of the many useful tools found in AYCD Toolbox. The first step is to create an account via this link. After completing that, you can purchase a subscription here. Next, read through the guides our team has prepared for you! If you need additional help, please join our support Discord server!